Nordstrom Visa Platinum® and Nordstrom Visa Signature® have the same benefits as a Nordstrom Retail card, plus 2 points per dollar on dining, entertainment and travel, and 1 point per dollar everywhere else Visa credit cards are accepted. You must be 18 years of age or older to apply for a Nordstrom credit cards, 19 if in Alabama and Nebraska, and 21 in Mississippi or Puerto Rico.Here are some distinguishing factors for each of the Nordstrom credit cards:Nordstrom credit card is a solid option for consumers who are frequent Nordstrom shoppers who pay off credit cards monthly or buy enough to offset interest charges with rewards.To apply online, follow these steps:The Nordstrom retail card is only accepted at Nordstrom and its related stores for online and in-store purchases. For those who don't spend enough with these brands to make the card worthwhile, an all-around rewards card can be a much better choice.As with most store cards, the Nordstrom Retail Card is easier to qualify for than a traditional open-loop (usable anywhere) credit card, and reviewers have reported being accepted with sub-600 credit scores. To keep this resource 100% free, we receive compensation from many of the offers listed on the site. Phone (303) 397-4700 . While credit card limits vary by applicant, we were told that the initial credit line on the Nordstrom Retail store card and the Nordstrom Visa Platinum is typically about $1,000. The modern Nordstrom empire includes its flagship full-line stores and compact Nordstrom Rack stores, as well as Trunk Club and Jeffrey boutiques locations, totaling 349 stores operating in 40 states, Canada, and Puerto Rico.The Nordstrom Retail Card comes with a 23.90% APR, which is decent relative to other store cards, but is still higher than your typical rewards card and may be too high for cardholders who tend to carry a balance.
Those with lower scores report being approved for limits of $500 and below, but well-qualified candidates report limits $7,500 and higher. Offering the opportunity to earn rewards on your purchases, the Nordstrom Retail Card is a closed-loop credit card ideal for loyal shoppers but of limited use to casual Nordstrom visitors.Our mission: to inform and educate our visitors about the world of credit cards, encouraging better credit decisions and a brighter financial future for all. The Nordstrom Visa Signature Card is a step up from the regular Nordstrom Card.It could be a good pick for people who spend frequently at Nordstrom.
If you spend thousands a year in your local Nordstrom, the company's retail-focused credit card can be a great value. Rewards and Perks - The Nordstrom Platinum Visa allows you to earn two points for every dollar you spend at Nordstrom, Nordstrom Rack Stores and Nordstrom.com. The Nordstrom Visa Signature Card earns 3x at Nordstrom, Nordstrom Rack, HauteLook and Trunk Club. Check out what other reviews are saying about the Nordstrom Retail Card before making up your mind.CardRates.com is a free online resource that offers valuable content and comparison services to users. Along with key review factors, this compensation may impact how and where products appear across the site (including, for example, the order in which they appear). Customers who apply for the Nordstrom Visa Platinum card are automatically considered for the Nordstrom Visa Signature card.